How Self Storage Insurance Helps You

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Self storage insurance is required by almost all storage facilities in Dallas, TX, and those that don’t require it strongly recommend it. This might seem like an odd requirement. After all, if self storage is so safe and secure, why should you have to buy coverage?

However, some things are out of the facilities’ and the renters’ control.  Insurance provides added peace of mind in the case of an emergency as well as protection against freak accidents, environmental damage, and other dangers to your items.

Here are a few reasons from Storage Choice why self storage insurance helps you.

Storage Insurance FAQ

Why is self storage insurance helpful?

Sometimes it’s hard to avoid catastrophic damage to important possessions, even when they’re not in storage. It’s why we buy insurance for our houses, our cars, and even health insurance for our bodies. Self storage insurance gives you peace of mind and real protection in case of unforeseen damages.

In fact, self storage insurance is another reason why self storage is a great option. Any item you store is specifically protected by the insurance policy, so you don’t have to worry if your homeowners’ insurance covers it. Self storage insurance will, if your item is stored there.

How much insurance do I need?

It really depends on what you’re keeping in the storage unit. You may value some items more than others and want to protect them for the future. If this is the case, you may be able to invest in an insurance policy through the facility for up to $5,000, but this amount varies depending on where you’re storing your things. Each facility will have a different minimum requirement, so check with management to see what you need.

Should I get even more coverage?

You should cover your items for what they’re worth and for the amount it would cost to replace or to repair them. You can invest in insurance through the facility, through a private insurance company, or through your homeowner’s insurance company. If you’re on the fence about insurance, remember that you can always cancel it later if you find out that you don’t need it or the facility doesn’t require you to have it.

Insuring Your Items in Self Storage

You can never be too careful when it comes to protecting your belongings, especially when they’re stored away from home. Damaging weather and other natural emergencies in Dallas, TX can happen when you least expect them. Whether you’re storing business documents, family antiques, or seasonal clothing, protecting your belongings starts with choosing the right storage facility and insurance for your things.